Effective Date: February 9, 2026

At CashHomeUSA LLC, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

We collect information that you provide directly to us, including:

• Personal Information: Name, email address, phone number(s), property address, and other contact details
• Property Information: Property condition, desired sale timeframe, and other details about your property
• Communication Records: Records of your communications with us via phone, email, SMS, or our website
• Technical Information: IP address, browser type, device information, and usage data collected through cookies and similar technologies

2. How We Use Your Information

We use the information we collect to:

• Provide you with a cash offer for your property
• Communicate with you about our services via phone, email, and SMS
• Process and complete real estate transactions
• Send you marketing communications (with your consent)
• Improve our website and services
• Comply with legal obligations and protect our rights
• Analyze trends and user behavior to enhance user experience

3. SMS/Text Messaging Terms

By providing your phone number and submitting our form, you expressly consent to receive SMS/text messages from CashHomeUSA LLC.

What You're Agreeing To:

• You consent to receive text messages from CashHomeUSA LLC regarding your property inquiry, cash offers, appointment reminders, and our services
• Message frequency varies based on your inquiry and our communications
• Standard message and data rates may apply based on your mobile carrier plan
• Carriers are not liable for delayed or undelivered messages
• Text messages may be sent using an automatic telephone dialing system

Your Rights:

• Opt-Out: You can opt out of receiving text messages at any time by replying STOP to any message
• Help: Reply HELP to any message for assistance
• Opting out of SMS will not affect other forms of communication (email, phone calls)
• We will send you a confirmation message when you opt out

Supported Carriers: AT&T, T-Mobile, Verizon Wireless, Sprint, Boost, U.S. Cellular, and most major carriers

4. How We Share Your Information

We do not sell your personal information. We may share your information with:

• Service Providers: Third-party vendors who help us operate our business (CRM systems, email providers, SMS services, payment processors)
• Business Partners: Real estate professionals, title companies, and escrow agents involved in your transaction
• Legal Compliance: Law enforcement or regulatory authorities when required by law
• Business Transfers: In connection with a merger, sale, or transfer of our business assets

5. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. However, no internet transmission is completely secure, and we cannot guarantee absolute security.

6. Cookies and Tracking Technologies

We use cookies, pixels, and similar technologies to:

• Remember your preferences
• Analyze website traffic and user behavior
• Serve personalized advertisements (including retargeting on platforms like Facebook and Google)
• Improve website functionality

You can control cookies through your browser settings, but disabling cookies may limit website functionality.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.

8. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request access to the personal information we hold about you
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your personal information (subject to legal obligations)
• Opt-Out: Opt out of marketing communications
• Do Not Sell: We do not sell personal information

To exercise these rights, contact us at: gunnar@cashhomeusa.com or call us at 612-232-9750.

9. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected, used, shared, or sold
• Right to delete personal information
• Right to opt-out of the sale of personal information (we do not sell personal information)
• Right to non-discrimination for exercising your privacy rights

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected information from a child, we will delete it promptly.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on our website with a new effective date. Your continued use of our services after changes constitutes acceptance of the updated policy.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us:

CashHomeUSA LLC
Email: gunnar@cashhomeusa.com
Phone: 612-232-9750
Address: Minneapolis, Minnesota

Effective Date: February 9, 2026

Welcome to CashHomeUsa. By accessing or using our website and services, you agree to be bound by these Terms of Service. Please read them carefully.

1. Acceptance of Terms

By submitting information through our website, contacting us, or using our services, you agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use our services.

2. Services Provided

CashHomeUSA LLC provides cash offers for residential real estate properties. Our services include:

• Property evaluation and cash offer generation
• Purchase of residential properties for cash
• Consultation and guidance throughout the selling process
• Coordination with title companies and closing agents

3. No Obligation

Receiving a cash offer from CashHomeUSA LLC creates no obligation on your part to sell your property to us. You are free to:

• Accept or decline our offer
• Negotiate terms
• Seek other offers
• Withdraw from discussions at any time before closing

4. Accuracy of Information

You agree to provide accurate, complete, and truthful information about your property and personal details. Providing false or misleading information may result in:

• Withdrawal of our cash offer
• Termination of our services
• Legal action if fraud is involved

5. Property Evaluation

Our cash offers are based on information you provide and our evaluation of the property. Offers may be adjusted if:

• Property inspection reveals undisclosed issues
• Information provided was inaccurate
• Market conditions change significantly
• Title issues are discovered

6. No Real Estate Advice

CashHomeUSA LLC is a real estate investor, not a licensed real estate agent or broker. We do not provide:

• Real estate brokerage services
• Legal advice
• Tax advice
• Financial planning services

We recommend consulting with licensed professionals (real estate agents, attorneys, tax advisors) before making any real estate decisions.

7. Communications Consent

By providing your contact information, you consent to receive communications from CashHomeUSA LLC via:

• Phone calls (including autodialed and pre-recorded calls)
• SMS/text messages
• Email
• Mail

You may opt out of marketing communications at any time. See our Privacy Policy and SMS Terms for details.

8. Website Use

You agree to use our website only for lawful purposes. You may not:

• Use the website to transmit malware, viruses, or harmful code
• Attempt to gain unauthorized access to our systems
• Scrape, harvest, or collect user information
• Interfere with the website's functionality
• Impersonate any person or entity

9. Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of CashHomeUSA LLC or its licensors and is protected by copyright and trademark laws. You may not:

• Copy, reproduce, or distribute our content without permission
• Use our trademarks or branding
• Create derivative works based on our content

10. Limitation of Liability

To the fullest extent permitted by law, CashHomeUSA LLC shall not be liable for:

• Indirect, incidental, consequential, or punitive damages
• Loss of profits, revenue, or data
• Damages resulting from your use or inability to use our services
• Damages from third-party actions or content

Our total liability shall not exceed the amount paid to you in connection with the transaction giving rise to the claim.

11. Indemnification

You agree to indemnify and hold harmless CashHomeUSA LLC, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

• Your violation of these Terms of Service
• Your violation of any law or rights of a third party
• Your use of our services
• Information you provide to us

12. Dispute Resolution

Arbitration Agreement: Any dispute arising from these Terms or our services shall be resolved through binding arbitration rather than in court, except where prohibited by law.

• Arbitration shall be conducted by a single arbitrator under the rules of the American Arbitration Association
• The arbitrator's decision shall be final and binding
• You waive your right to a jury trial
• Class actions are not permitted

13. Governing Law

These Terms shall be governed by the laws of Minnesota, without regard to conflict of law principles. Any legal action must be brought in the courts located in Hennepin County, Minnesota.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

15. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting updated Terms on our website. Your continued use of our services after changes constitutes acceptance of the new Terms.

16. Entire Agreement

These Terms, together with our Privacy Policy and SMS Terms, constitute the entire agreement between you and CashHomeUSA LLC regarding the use of our services.

17. Contact Us

If you have questions about these Terms of Service, please contact us:

CashHomeUSA LLC
Email: gunnar@cashhomeusa.com
Phone: 612-232-9750
Address: Minneapolis, Minnesota

Effective Date: February 9, 2026

1. Program Description

CashHomeUSA LLC's SMS/text messaging program allows us to send you text messages regarding:

• Your property inquiry and cash offer status
• Appointment reminders and scheduling
• Updates about your real estate transaction
• Important notifications about our services
• Promotional offers and marketing messages (with your consent)
• Customer service communications

2. Consent to Receive Text Messages

By providing your mobile phone number through our website forms, you expressly consent to receive automated and/or pre-recorded marketing and non-marketing SMS/text messages from CashHomeUSA LLC at the phone number provided.

This consent includes messages sent via an automatic telephone dialing system (auto-dialer). Consent is not required as a condition of purchasing any goods or services.

3. Message Frequency

Message frequency varies depending on your inquiry and our communications. You may receive:

• Initial Response: 1-2 messages confirming receipt of your inquiry
• Active Inquiry: Up to 5-10 messages per week during active discussions
• Transaction Period: Up to 3-5 messages per week during the closing process
• Marketing Messages: Up to 4 messages per month (you can opt out separately)

4. Message and Data Rates

Message and data rates may apply. Standard text messaging rates from your mobile carrier will apply to all messages sent and received. CashHomeUSA LLC is not responsible for charges from your mobile carrier. Please contact your carrier for pricing details.

5. Supported Carriers

Our SMS program is supported by most major U.S. mobile carriers, including:

• AT&T
• T-Mobile
• Verizon Wireless
• Sprint
• Boost Mobile
• U.S. Cellular
• Cricket Wireless
• MetroPCS
• Virgin Mobile
• And most other major carriers

Carriers are not liable for delayed or undelivered messages.

6. How to Opt Out (STOP)

You can stop receiving text messages from CashHomeUSA LLC at any time.

To opt out, simply reply:

• STOP
• STOPALL
• UNSUBSCRIBE
• CANCEL
• END
• QUIT

After you send the message "STOP" to us, we will send you a confirmation text message confirming that you have been unsubscribed. After this, you will no longer receive text messages from us.

Important Notes:

• Opting out of text messages will not affect other forms of communication (phone calls, emails)
• If you want to rejoin, you can text START or submit a new form with your phone number
• You may continue to receive transactional messages related to active transactions even after opting out of marketing

7. How to Get Help (HELP)

For help and more information, reply:

• HELP
• INFO

After you send the message "HELP" to us, we will respond with instructions on how to use our service and how to unsubscribe.

You can also contact us for support at:

• Email: gunnar@cashhomeusa.com
• Phone: 612-232-9750

8. Privacy and Data Security

We respect your privacy. Information collected through our SMS program is subject to our Privacy Policy. We will not share your phone number with third parties for their marketing purposes without your consent.

Your mobile number and consent information will be stored securely and used only for the purposes outlined in these terms and our Privacy Policy.

9. Accuracy of Information

You are responsible for providing accurate phone number information. If your phone number changes, please notify us immediately to ensure you continue receiving important messages about your transaction.

10. Limitation of Liability

CashHomeUSA LLC and mobile carriers are not liable for:

• Delayed or undelivered messages
• Messages sent to the wrong number due to inaccurate information provided by you
• Messages intercepted by unauthorized parties
• Service interruptions or outages
• Costs incurred from your mobile carrier

11. Modifications to SMS Program

We reserve the right to modify or discontinue our SMS program at any time. We may also modify message frequency, content, or the terms of this program. Material changes will be communicated via text message or our website.

12. Age Requirement

You must be 18 years of age or older to participate in our SMS program.

13. Compliance

Our SMS program complies with:

• The Telephone Consumer Protection Act (TCPA)
• The CAN-SPAM Act
• FCC regulations
• CTIA Messaging Principles and Best Practices
• Mobile Marketing Association (MMA) Guidelines

14. Reporting Issues

If you experience problems with our SMS program or wish to report spam or abuse, please contact us immediately:

Email: gunnar@cashhomeusa.com
Phone: 612-232-9750
Subject: SMS Program Issue

15. Contact Information

For questions about our SMS program, contact us:

CashHomeUSA LLC SMS Support
Email: gunnar@cashhomeusa.com
Phone: 612-232-9750
Address: Minneapolis, Minnesota